Why Ray Wealth Management?
- We have over 30 years Experience in the Financial Services Industry, with more than 20 years as a Fully Licensed Financial Advisor
- We provide one-on-one Comprehensive Financial Planning, Advising, Retirement Planning, Wealth Management
- We Establish Long and Trusted Relationships
- We Simplify the Process of Investing and Managing Risk
- We Make Exceeding Service Expectations a Priority
A Taxing Story: Capital Gains and Losses
Understanding how capital gains are taxed may help you refine your investment strategies.
The Business Cycle
Understanding the economy's cycles can help put current business conditions in better perspective.
Strategies For Managing Student Loan Debt
Five strategies for managing your student debt.
Important items to consider when purchasing condo insurance.
Business owners may be able to protect themselves from the financial consequences of losing a key employee.
Crowdfunding continues to gain momentum as more people search the Internet for financing and fundraising alternatives.
Is your estate in order? This short quiz may help you assess your overall strategy.
Do you have an estate strategy? You should.
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
This calculator can help determine whether it makes sense to refinance your mortgage.
Determine your potential long-term care needs and how long your current assets might last.
Estimate how much income may be needed at retirement to maintain your standard of living.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
There are a number of ways to withdraw money from a qualified retirement plan.
There are some key concepts to understand when investing for retirement
How federal estate taxes work, plus estate management documents and tactics.
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
Using smart management to get more of what you want and free up assets to invest.
There are some smart strategies that may help you pursue your investment objectives
Why are 401(k) plans, annuities, and IRAs so popular?
Can successful investors predict changes in the markets? Some can but others miss the market’s signals.
How does your ideal retirement differ from reality, and what can we do to better align the two?
The seas of the market are constantly shifting. Whether the good ship IPO can set sail may depend heavily on the tides.
The decision whether to buy or rent a home may have long-term implications.
What is your plan for health care during retirement?